It's a win when you bank with us
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Settle for nothing less than The First.

We’re a bank that works as hard as you.

Every day is full of opportunity. You should have a bank that’s ready to help you seize the ones that make sense for you. We’re committed to giving you quick insights and fast answers. We’re your neighbors. We care about our community, and we know your success matters here. We’re ready to help you when that next opportunity comes. Settle for nothing less than The First.

What we offer +
  • Commercial Real Estate & Construction
    Built by you. Backed by us.

    We know you’re building with a purpose, and the clock is always running. We use our local expertise and guidance to help you get the space you need to grow your business.

    Let’s Talk +
  • Cash Flow & Working Capital
    Give your business a boost.

    Whether you need to meet payroll, seize an unforeseen opportunity or back a new initiative, our commercial lenders are here to understand your needs and find the right solution to meet them.

    Let’s Talk +
  • Equipment Loans
    Success comes from doing what needs to be done.

    We know that getting the equipment you need may require more capital. At First National Bank of Central Texas, we’re committed to helping you get what you need to move your business forward.

    Let’s Talk +
  • Treasury Management & Merchant Services
    Add value to your bottom line.

    Handling your cash flow should never be a worry. We take that concern off your hands by streamlining your back-office processes, so you can focus on running your business.

    Let’s talk +
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Commercial Real Estate & Construction
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Cash Flow & Working Capital
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Equipment Loans
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Treasury Management & Merchant Services
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What We Offer
Built by you. Backed by us.

We know you’re building with a purpose, and the clock is always running. We use our local expertise and guidance to help you get the space you need to grow your business.

Let’s Talk +
Give your business a boost.

Whether you need to meet payroll, seize an unforeseen opportunity or back a new initiative, our commercial lenders are here to understand your needs and find the right solution to meet them.

Let’s Talk +
Success comes from doing what needs to be done.

We know that getting the equipment you need may require more capital. At First National Bank of Central Texas, we’re committed to helping you get what you need to move your business forward.

Let’s Talk +
Add value to your bottom line.

Handling your cash flow should never be a worry. We take that concern off your hands by streamlining your back-office processes, so you can focus on running your business.

Let’s talk +
Expect the best
We put your needs First.
Opportunity is more than a passing moment. Don’t let the next one get away. Let us show you who we are and what we can do.
Meet our team +

Values beyond the bottom line

Bank with a team built the right way.

We understand the value of a handshake. At First Bank, we’re dedicated to building businesses upon the solid foundation of honor and respectability. It goes beyond what we do. It’s who we are.

Committed to you.

At First National Bank of Central Texas, we’re committed to getting you an answer that fits into your timeline, not someone else’s.

Get a bank that works as hard as you do.
Let’s Talk +